Australia has emerged as one of the top destinations for international students seeking a quality education in a vibrant, multicultural environment. With world-renowned universities, cutting-edge research opportunities, and a lifestyle that balances work and leisure, it’s no surprise that thousands of students choose Australia for their postgraduate studies every year.
If you’re planning to pursue a master’s degree in Australia, one of the most important aspects to consider is the cost—and that includes much more than just tuition fees. This blog breaks down the major expenses involved in Masters in Australia, from tuition to living expenses and beyond.
1. Tuition Fees
The cost of tuition depends on the university, the course, and your field of study. Here’s a general estimate:
| Field of Study | Average Annual Fees (AUD) |
| Arts and Humanities | $20,000 – $35,000 |
| Business and Management | $25,000 – $45,000 |
| Engineering and Technology | $30,000 – $50,000 |
| Science and Mathematics | $28,000 – $45,000 |
| Medicine and Health Sciences | $35,000 – $60,000 |
| Law | $30,000 – $45,000 |
Note: These are indicative figures and can vary significantly based on the university and program Australia University for MS. For example, universities like the University of Melbourne, Australian National University (ANU), and the University of Sydney often have higher fees.
Hidden Tuition Costs
- Student Services and Amenities Fee (SSAF): This can range from $200 to $315 annually.
- Course materials and textbooks: Can cost anywhere between $500 to $1,500 per year.
2. Living Expenses
The Australian Department of Home Affairs requires international students to have access to at least AUD 24,505 per year for living costs (as of 2024), but your actual costs may be higher depending on your location and lifestyle.
Key Components of Living Expenses:
| Category | Monthly Estimate (AUD) | Yearly Estimate (AUD) |
| Accommodation | $600 – $1,500 | $7,200 – $18,000 |
| Food and groceries | $300 – $600 | $3,600 – $7,200 |
| Transport | $100 – $200 | $1,200 – $2,400 |
| Utilities & Internet | $150 – $250 | $1,800 – $3,000 |
| Entertainment & Misc | $150 – $300 | $1,800 – $3,600 |
Study in Australia In total, living costs can range between $20,000 and $30,000 annually, depending on the city you live in.
City Comparison:
- Sydney and Melbourne are among the most expensive cities.
- Brisbane, Adelaide, and Perth offer slightly lower living costs.
- Hobart and Darwin are considered budget-friendly options.
3. Health Insurance (OSHC)
All international students must have Overseas Student Health Cover (OSHC) for the duration of their stay. The cost varies depending on the provider and coverage level, but on average, expect to pay:
- Single cover: $500 – $700 per year
- Couple cover: $2,600 – $3,500 per year
- Family cover: $4,000 – $6,000 per year
OSHC helps cover visits to the doctor, some hospital treatment, ambulance services, and limited pharmaceuticals.
4. Visa Application Fee
The student visa (subclass 500) application fee is:
- AUD 710 (as of 2024)
Additional costs may include health checks (if required) and police certificates, which can cost another $100 – $300.
5. Part-Time Work Opportunities
The good news? International students are allowed to work up to 48 hours per fortnight during the academic session and unlimited hours during semester breaks.
Part-time jobs can help cover living expenses. On average, students earn AUD 20 – 30 per hour, depending on the job and location. Many students work in hospitality, retail, tutoring, or administrative roles.
6. Scholarships and Financial Aid
Australian universities offer a variety of scholarships for international students:
- Australia Awards Scholarships
- Destination Australia Program
- University-specific scholarships (e.g., Melbourne Graduate Scholarship, UNSW International Scholarships)
These Cheapest University in Australia scholarships can cover full or partial tuition, living expenses, and even travel costs. Be sure to apply early and meet eligibility criteria.
7. Cost Summary
Here’s a rough estimate for one year of a master’s in Australia:
| Expense Category | Estimated Annual Cost (AUD) |
| Tuition Fees | $25,000 – $45,000 |
| Living Expenses | $20,000 – $30,000 |
| OSHC | $500 – $700 |
| Visa + Other Fees | $800 – $1,000 |
| Total | $46,300 – $76,700 |
Final Thoughts
Studying a Masters in Australia can be a significant financial investment, but it’s also one that offers high returns in terms of education, career opportunities, and personal growth. Careful financial planning, applying for scholarships, and budgeting wisely can help make your study abroad journey more affordable.
Before making the leap, research your chosen university and program thoroughly, calculate your expenses, and look into financial aid options. With the right preparation, your dream of earning a master’s degree in Australia can be both achievable and rewarding.
Want help finding scholarships or calculating a custom budget? Drop a comment or reach out—we’re here to help you plan your study abroad adventure!
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